Blogging about auto-pay from a creditor ( they may save you a few dollars a month).

Today we are going to talk about auto pay for your creditor.. being the good person i am decided to pay my car insurance when it was due .. you know thru their application . well got a conformation that it went thru.. great .. well the next day i happened to look at my checking account.. unfourtunaly i was enrolled in auto - pay and they double billed my account .. well what that did was basically stop me in my tracks for a few days.. did not have enough in my checking account to cover both car insurance bills.. so it sent my account in to default ( like overdraft) .. wow , changed my world .. only had $5:00 cash in my pocket .. till Friday (when i get paid) .. no money to put gas in my car, have dinner or anything even a cup of coffee at starbucks .. really messed me up .. was it my fault? or the accounting department at the insurance company... i don't know? ..hard to say.. it just in the future i will be talking to see when it comes out of my checking account and will not be going to thier application and paying my insurance on time..minor inconveniece , lesson learned i guess .. need to make some changes and being a little more stable ( working on it) talked to someone today and the same thing happened to him .. so it's not just me , a lot of folks are just living day to day i guess..?  would i recomend auto - pay ? well it saves you a few dollars by enrolling .. however if you have a cushy great job , maybe six fiqures ..maybe .. not so sure about my situiation .. ? meaning a lot of positive things have happened in my life the last few months.. but i still need to get a little more stable it seems ...hopefully soon everyone.. thanks for reading ... 

 what was i thinking ? been without my music collection for a few years? so .. lost all my cd's and my mp3 files ( that were on my desktop).so I have been listening to the radio in that car of mine. we all know the frustration of trying to find a song you like on the presets or the excessive ads and or DJ's that just talk to much.. well I sit in public library's and I see the audio section ..duh, I have a CD player in car and I have been listening to the radio for years now ( I know you can listen to music thru the phone on your car , I just don't do that for some reason)?. so why not use my library card and get some CD's? .. that's just what I just  did .. man it sounds so good to hear clear music and no chatty DJ's! till I figure out how to connect my phone to car and use Spotify or whatever ?.. quick blog.. here's

a pic.

 today I am talking about the new era , meaning the lack of communication . it seems everyone is hiding behind social media these days.. including myself. actually asked a co-worker for their social media account rather than just asking for there personal phone number ?what's up with that.?. never did that before.

think communication has hit a  all-time new low . if you go to call a business , you will be connected to a automated computer ,with no live operator.. they do this to save costs by having the computer do it verses having a live person . actually surprised when I do get a live operator .. actually don't like the automated  system's so  much when I go to pay my cell phone bill . rather than doing it over my phone I actually go the store and pay it personally .. it may be more convenient over the phone , however that's just me.. there may a reason I am asking for you phone number if I  might of lost contact with you . over social media .. well I may want to actually hang out with you on my off day. maybe not , maybe to say Hello and see how your doing . maybe to take you to work with me on my off day.. ( getting tired of the solo visits) might be to tell you to piss off .. I don't know … my friend I saw on Facebook messenger just gave me his recent phone number .. he doesn't respond to well on messenger .. called him four times ..went straight to voice mail... what's up with that ? actually I am guilty of it myself . not calling folks direct and hiding behind social media outlets.. it's easier to hide behind  a computer … we have all gotten into really bad habits of just being phone zombies for the most part.. don't know what's the point of this rant (blog) maybe - PICK UP THE PHONE -  or just call me back or respond on messenger.. how hard can it be ?.. if you don't want to respond ( not to be harsh) get off social media, or take me off your friend list .. the pic is a place in New Hampshire I got on Facebook. not taken by me.

today we talk about me re-instating my awesome , photo sharing site, it's a Yahoo program called Flickr .

 well today I am going to talk about re-instating my flick account.. neglected to open my account and my pics were on the verge of being deleted ..so I

re-instated it yesterday .. the way I look at it I have a real passion for photography , so it was the best thing to do.. it seems I am always taking pics of something .. never did it professionally just as a hobby. would like possibly want to do it as a profession someday . like actually get paid for it .. however so competitive like every thing it seems these days .. weather it be jobs , housing , romance whatever a very competitive world we all face today it seems . pay a small membership fee , meaning there are free site like Facebook and Instagram .. however those aren't really photo sharing sites I have found. it just feel on some hard times and lost my camera and my desktop and haven't really had a chance to replace them.. maybe some day..it seems everything is going towards little smart phones .. the technology is their . it's just not quite the same creative control as a larger camera... quite frankly you really don't see too many folks carrying around the big cameras these days.. the smart phones work pretty well to a certain extent...anyway if your interested in my photography follow me on flick .. here's the link …the love gun well I  don't know , I am a big kiss fan so I thought I  would upload it .will say the new camera's are much more convenient .. I am also on the road and my phone is mounted to my dash. so easy just grapping your phone & taking a shot . when you think you see a good pic. the large camera . well you have to grab for the camera bag and all .. much easier I will say that.

https://www.flickr.com/people/14250134@N06/ 

Just talking about watches, this morning .

 well today I am going to talk about my watch , not a long post , well I was a watch collector at one time .. had about 5- 6 of them.. not especially exotic or expensive . mostly Seiko and Casio .. miss them sometimes .. my attraction to jewelry ?. it's just I feel on some somewhat difficult times and lost them all.. among some other things I may not necessarily want to share. actually think I found this watch and took a liking to it .. it's pretty basic watch a Ironman by Timex .. like the digital clock immensely and the stop watch and other functions .. that I can use a timer when I go to the health club. not really in the market of collecting watches.. the newest thing is the new watches that hook up to your phone.. thought about it, however sometimes I like to escape the technology, and not to be bothered by a text or phone call .. when I am at my service job at the park I work at ..  I am on a shift, and can't get to my phone ( could carry it with me , however I choose not too). it's perfectly fine to take a break from all this technology, and all that we have all gotten used to .too much, it's almost addicting for the most part. my co-worker saw my watch in the break room at work & asked why I use the military format time.. my reaction ( kind of actually surprised me ) I said , well I

used to work in a industry that was very time constraining .. meaning you had minutes to get to the gate on time .. very time sensitive industry I was in for years.. the transportation industry .. anyway my little blog today .. fine with my Ironman watch ,  and not in search of any watches at the moment.

today I am going to blog about Masks...

Well Masks kind of a new concept we have all had to deal with with this nuisance pandemic , didn't really use them too much ( meaning if I didn't have too) in the past few years .. well they obstruct your breathing slightly and also , obscure your facial recognition a bit.. meaning you may actually enjoy this new  phenomenon we  are all having to deal with meaning wearing a actually mask.. well just won't say what I do on here .. will say I work with the public and my presence is visible in the establishment I work in . just recently started to wear a mask at work ,and it has it's pro's and cons.. well the good thing is well it kind of hides your appearance or overall identity in some ways.. kind of like it .. meaning I may see someone with a mask on and see them take it off. .get a slightly different perspective of their appearance when they take it off. sometimes quite frankly they look slightly better with the mask on.. the mask off shows their true identity .. not always sometimes they look just fine without their mask on... you know what I Mean? What else can you do with the mask on , well you can make funny faces and folks can't see it , meaning it obscures your facial expressions and such.. you can even talk to yourself , if you talk quietly ( no I don't talk to myself , but the option is their)"_' it obscures your lip movement , and also hides your smile ( which is important in the customer service industry) which I am currently in. what else? well if you wear glasses, I find it fogs up your spectacles when the mask is on .. that's another drawback .. also who would of thought , it would be actually fashionably to wear a mask .. me I just was ecstatic I found a color I liked at a smoke shop in Lakewood Ca, the other day. Also you get kind of addicted to them, like a seatbelt , if you start wearing them and then take it off.. kind of similar analogy.. 

. meaning not the cheap , generic one's you could wear.. anyway what else ? I don't know ? if I think of something I can also add to my little blog here now can't I ? 

 today I noticed I wrote something on Facebook that didn't really receive to much recognition , like what I am trying to say is it started out as a post that turned into a blog.. actually I  made two blogs , one about a car wash I just went to in Palm Springs . The other I wrote about a experience I had  at the pool ( my last blog on here) . Well it seems Facebook or Instagram don't really tell you a view count or for that matter , the two applications simply aren't made for blogging . one of the blog's actually got more recognition the the other one . the one I wrote about losing my keys at the pool didn't get any reaction ( like how many folk's actually saw it)? FB doesn't seem to tell you unless it's something i am missing over there? Maybe that's why I am over here. It's far more user friendly and also gives you a view count. Recognition ? not sure I need it? . Meaning it's hard to decipher what application is best to use? well, quickly twitter maybe quick thoughts you randomly have, or sometimes I think out my tweets ( it's a very complex program for sure) or flick is a a great site for photography . Facebook who knows ? maybe for family pics and quick shares. Instagram is really cool , however that's like almost like Flick but not for multiple pics . more for one or two pics. and then theirs tic-toc , well that sites almost like you tube , but for shorter clips ..other applications I use maybe Pinterest (not too much) it's just sometimes all the applications gets overwhelming . Not that they are not good applications .. just get caught up on other sites .. so many to choose from it seems.so the reason I am writing this well I think I will be more over here than Facebook or Instagram for my blogs . again sometimes my posts turn into blogs by accident . so maybe I can copy and paste them over here or vice- versa. well maybe will give you  a link to my Facebook account over here so i may get more recognition the picture I just found here at the library .. someone wanted to be my friend on Facebook ( she wasn't for me - spam or whatever ) so she had a nice pic I got . kind of tricky to get a picture from a public library like where I am now . onto a  computer ( when you don't have your own personal computer) like me right now .. everything is over the smart phone  right now.     oh so those two blogs I wrote on FB , let me give everyone  a link to my FB account .. feel free to send me a FB request …thanks for reading 

fb link to me