Today we are going to talk about auto pay for your creditor.. being the good person i am decided to pay my car insurance when it was due .. you know thru their application . well got a conformation that it went thru.. great .. well the next day i happened to look at my checking account.. unfourtunaly i was enrolled in auto - pay and they double billed my account .. well what that did was basically stop me in my tracks for a few days.. did not have enough in my checking account to cover both car insurance bills.. so it sent my account in to default ( like overdraft) .. wow , changed my world .. only had $5:00 cash in my pocket .. till Friday (when i get paid) .. no money to put gas in my car, have dinner or anything even a cup of coffee at starbucks .. really messed me up .. was it my fault? or the accounting department at the insurance company... i don't know? ..hard to say.. it just in the future i will be talking to see when it comes out of my checking account and will not be going to thier application and paying my insurance on time..minor inconveniece , lesson learned i guess .. need to make some changes and being a little more stable ( working on it) talked to someone today and the same thing happened to him .. so it's not just me , a lot of folks are just living day to day i guess..? would i recomend auto - pay ? well it saves you a few dollars by enrolling .. however if you have a cushy great job , maybe six fiqures ..maybe .. not so sure about my situiation .. ? meaning a lot of positive things have happened in my life the last few months.. but i still need to get a little more stable it seems ...hopefully soon everyone.. thanks for reading ...
